Benefits to look for in campervan cover
The old VW type of campervan brings to mind the hippy days. Campervans were often used to travel to festivals and of course were lived in parked in muddy fields for a weekend of music. Today campervans are still very popular and there are many different models to choose, from the basic to the luxury. Whichever model of campervan you choose you do need to look for insurance. Here are some of the benefits you may want to check are included in your campervan cover.
How are you going to use your campervan?
If you do not plan to use your campervan many times during the year then you may want to look for an insurance provider that allows you to take out limited mileage insurance. Usually insurance providers allow you to choose mileage from as little as 3,000 and up to 15,000 miles per year. Of course, the least amount of mileage you do in the year, often the cheaper the insurance may work out. Those who only use their campervan for a few weeks out of the year and who do not travel far from home may sometimes be able to benefit and make savings on insurance this way.
Check limitations on your awnings and gas bottles
All forms of campervan cover may often include insurance for things such as gas bottles and awnings. However not all insurance companies may payout for storm damage to awnings. Therefore, you may want to check if the policy you are considering taking out covers awnings for damage caused in a storm. You may also want to check the limits that are imposed on gas bottles and awnings as all providers limit the amount that is paid out. Some providers may give you more than others so always compare.
Personal belongings insurance
Insurance providers know that when holidaying in your campervan you are going to take personal belongings with you. These may include such things as mobile phone, DVD or MP3 player, among others. Personal belongings insurance is included and usually protects your personal belongings against theft, damage or destruction whilst they are in the campervan. However again there are limits as to the amount you are able to claim for your personal belongings, so always check with the provider.
Are you planning a European trip?
If you are planning a trip around Europe, it is essential that you be covered. In this case, you need to have European cover in with your campervan cover. Insurance providers generally include this as standard in your policy and give you so many days of insurance. You might want to compare how many days coverage is included in your policy as it can vary between providers, with some possibly giving more than others for the same monthly premiums.